Smart tip to grow your savings from home! Open Now

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While you stay safe,
we’ll keep your savings safe too

Invest in a Kotak FD or RD and get assured returns

Dear Anita Kubhar,

We’re here to keep your savings safe and growing. Invest in Kotak FD/RD from the comfort of your home on Net/Mobile Banking and enjoy assured returns.

If you wish to invest a lumpsum amount, Kotak Fixed Deposit is for you. Avail of benefits such as:

Option of receiving interest monthly*, quarterly or till maturity

No TDS upto aggregate interest of Rs. 40,000/- (Rs.50,000 in case of senior citizen) on all deposits in a financial year ^#

Flexible tenure starting from 7 days to 10 years

Withdraw** your funds online easily

Invest Now

If you’re looking to invest smaller sums over a longer period of time, Kotak Recurring Deposit is for you. Avail of benefits such as:

No TDS upto aggregate interest of Rs. 40,000/- (Rs.50,000 in case of senior citizen) on all deposits in a financial year ^#

Flexible tenure^ from 6 months to 10 years

Withdraw^^ your funds online easily

Invest Now

Warm regards,
Team Kotak Mahindra Bank

Terms and conditions apply. On clicking the video, you will be taken to a third party website outside Kotak domain.
*For monthly payout Fixed Deposit, minimum tenure is 181 days and interest payout will be discounted based on the prevailing rates.
^#You become liable for TDS when the aggregate interest you earn for all deposits held in a particular customer ID is greater than Rs. 40,000/- (Rs. 50,000 for Senior Citizens) in a financial year. Deposits held by minors are also subject to TDS. The credit for the TDS can be claimed by the person in whose hands the minor's income is included.
^Invest a max of Rs 25,000 for 10 years and Rs 1,00,000 for up to 3 years.
^^Full and partial premature withdrawal only for Single holding RDs available on Net Banking. Only Full withdrawal available currently for single holding RDs at Mobile Banking.
**Interest will be paid at the rate prevailing on the date of deposit for the tenure of the deposit or for the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge for premature withdrawal as per Terms & Conditions of the bank. As per Terms & Conditions of Fixed Deposit Accounts of the Bank, the penal charge on premature closure of Fixed Deposits including partial closure will be ‘NIL’ for FDs of tenure ‘Less than 181 Days’ and at ‘0.50%’ for FDs of tenure ‘181 Days and above’
By clicking on the above button, you are hereby giving your consent to receive calls/communication from Kotak Mahindra Bank for marketing purposes through Telephone/Mobile/SMS/Email for the above mentioned product/offer and that such consent shall prevail over any current or subsequent registration of your number for “Do Not Call”